Slash Your Energy Bills with FHA Solar Loans

Discover how FHA Solar Loans help homeowners lower electricity bills, enjoy tax benefits, and increase home value with affordable financing for solar energy
Importance of Location, Location, Location

When it comes to buying a home, there’s one real estate mantra that stands the test of time: Location, location, location. This phrase should be at the forefront of your mind as you embark on your homebuying journey. But location isn’t just about being close to work or good schools—it’s about the full experience of […]
Affordable Cities to Live in Colorado in 2025

Colorado has long been one of the most desirable places to live in the U.S., known for its stunning landscapes, outdoor activities, and vibrant communities. However, as the cost of living continues to rise in major cities like Denver and Boulder, many homebuyers are turning to more affordable options in the state. If you’re looking […]
How to Strengthen Your Financial Health in 2025

We are crusin’ right into 2025, many of us are setting goals to improve our lives, and one of the most important areas to focus on financial health. Taking proactive steps now set you up for success whether you’re planning on buying a home, saving for a big purchase, or simply building a stronger financial […]
A Game Changer for Those with Multiple Streams of Income

When it comes to securing a mortgage, most traditional loan options rely heavily on standard forms of income verification, such as W-2s or pay stubs. But for many individuals with multiple streams of income — like freelancers, small business owners, gig economy workers, or real estate investors — these traditional methods don’t paint a full […]
Hard Pull vs Soft Pull: Keep Your Credit Safe

As previously discussed last week, understanding the difference between a hard pull and a soft pull on your credit is crucial. As a homebuyer, this knowledge can impact your credit score, your loan application, and even your overall financial health. At AZ Mortgage, we’re committed to helping you navigate the homebuying process smoothly, and understanding […]
2025 Resolution: Let’s Skip the Hard Pull at the Start

January is a month of getting things in order, AZM can make this year’s mortgage process smoother and stress-free. How, you ask? Let’s start with a little resolution that’s a game changer for anyone looking to buy a home: No hard pull right away! If you’ve been through the mortgage prequalification process before, you probably […]
High Rates with Hopeful Prospects

With 2025 now in full swing, it’s clear that we’re stepping into another year of economic challenges, particularly in the housing market. As we look ahead, mortgage rates are expected to remain on the higher side, averaging between 6% and 6.5% throughout the year. While there was some initial hope that rates might fall back […]
Housing Trends to Watch for in 2025

As we approach 2025, the housing market is set to evolve in response to shifting economic conditions, technological advances, and changing consumer preferences. Here’s a look at the top housing trends to watch for in 2025 and how they might impact the market: Continued Emphasis on Remote Work and Flexible Home Spaces The COVID-19 pandemic […]
The Gift of Financial Security

Tis the season for financial health, and reviewing your mortgage! As December begins to wrap up, it’s the perfect time to reflect on financial goals for the upcoming year. Investors, seasoned homeowners, first-time buyers alike… tune in so you can start 2025 with a little more cha-ching in your pocket. Why Review Your Mortgage? Your […]