Blog — Lending Made Simple

Fannie Mae and Freddie Mac require the redesigned UAD 3.6 appraisal report for every new

October 27, 2026 No Comments

Loan officers are leaving retail banks for wholesale: 327 net LOs and $7B in production

October 22, 2026 No Comments

About 148,000 ARMs reset in 2026 and the median 2020 7/1 ARM payment jumps $1,066

October 14, 2026 No Comments

Two scoring models are now approved for conventional mortgages. Here is how AZM Lending checks

October 8, 2026 No Comments

Defer taxes with a 1031 exchange. Learn 45/180-day rules and how AZM Lending funds replacement

September 30, 2026 No Comments

Asset-rich, income-light? Asset depletion mortgages convert retirement accounts, brokerage, and savings into monthly qualifying income

September 9, 2026 No Comments

USDA loans offer 0% down and no monthly mortgage insurance, yet most buyers overlook them.

September 1, 2026 No Comments

Non-QM lending is projected to hit $150-180B in 2026. Bank statement loans and DSCR loans

August 25, 2026 No Comments

Home prices rose for the 37th straight month even as rates hit 6.75%. Here is

August 18, 2026 No Comments

With 30-year rates at 6.69%, seller-funded buydowns are the best tool buyers have. Here is

August 11, 2026 No Comments

Insights & Guidance for Your Homeownership Journey