Blog — Lending Made Simple

About 148,000 ARMs reset in 2026 and the median 2020 7/1 ARM payment jumps $1,066

October 14, 2026 No Comments

Two scoring models are now approved for conventional mortgages. Here is how AZM Lending checks

October 8, 2026 No Comments

Defer taxes with a 1031 exchange. Learn 45/180-day rules and how AZM Lending funds replacement

September 30, 2026 No Comments

Asset-rich, income-light? Asset depletion mortgages convert retirement accounts, brokerage, and savings into monthly qualifying income

September 9, 2026 No Comments

USDA loans offer 0% down and no monthly mortgage insurance, yet most buyers overlook them.

September 1, 2026 No Comments

Non-QM lending is projected to hit $150-180B in 2026. Bank statement loans and DSCR loans

August 25, 2026 No Comments

Home prices rose for the 37th straight month even as rates hit 6.75%. Here is

August 18, 2026 No Comments

With 30-year rates at 6.69%, seller-funded buydowns are the best tool buyers have. Here is

August 11, 2026 No Comments

A new FHA program from Arcasa and AZM offers qualified buyers 3.5% down payment assistance

August 4, 2026 No Comments

The Fed is meeting now. Markets expect a hold, but half the committee wants a

July 28, 2026 No Comments

Insights & Guidance for Your Homeownership Journey