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Mortgage Rates

AZ Mortgage

we'll shop around for the best rates that fit your situation

There are a number of different types of mortgage rates available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best rate and term for your needs.

Mortgage Rate Options

AZ Mortgage

How to navigate our mortgage rates

Fixed Rate

The traditional fixed rate mortgage is the most common type of loan program, where monthly principal and interest payments never change during the life of the loan. The overall payments in a fixed rate mortgage are very stable and predictable.

Adjustable ARM

Adjustable Rate Mortgages (ARM)s are loans whose interest rate can vary during the loan’s term. These loans usually have a fixed interest rate for an initial period of time and then can adjust based on current market conditions. 

Interest Only

A mortgage is called “Interest Only” when its monthly payment does not include the repayment of principal for a certain period of time. Interest Only loans are offered on fixed rate or adjustable rate mortgages as wells as on option ARMs.


Graduated Payments

A graduated payment mortgage is a loan where the payment increases each year for a predetermined amount of time (such as 5 or 10 years), then becomes fixed for the remaining duration of the loan.


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