Asset Depletion Loans: Qualify Using Retirement Assets, Not a W-2
Asset-rich, income-light? Asset depletion mortgages convert retirement accounts, brokerage, and savings into monthly qualifying income — no W-2 or tax return needed.
Asset-rich, income-light? Asset depletion mortgages convert retirement accounts, brokerage, and savings into monthly qualifying income — no W-2 or tax return needed.
Non-QM lending is projected to hit $150-180B in 2026. Bank statement loans and DSCR loans help self-employed borrowers and investors qualify.
In today’s dynamic financial landscape, finding the right mortgage solution can be challenging, especially for clients with unique financial situations.