2025 Resolution: Let’s Skip the Hard Pull at the Start

January is a month of getting things in order, AZM can make this year’s mortgage process smoother and stress-free. How, you ask? Let’s start with a little resolution that’s a game changer for anyone looking to buy a home: No hard pull right away! If you’ve been through the mortgage prequalification process before, you probably […]

Soft Pull vs. Hard Pull: Understanding Credit Checks During the Loan Application Process

Navigating the loan application process can be complex, especially when it comes to understanding how credit checks work. At AZ Mortgage, we want to help demystify these terms so you can approach your mortgage application with confidence. Two key types of credit checks are “soft pulls” and “hard pulls.” Understanding the differences between them can […]