2025 Resolution: Let’s Skip the Hard Pull at the Start
January is a month of getting things in order, AZM can make this year’s mortgage process smoother and stress-free. How, you ask? Let’s start with a little resolution that’s a game changer for anyone looking to buy a home: No hard pull right away! If you’ve been through the mortgage prequalification process before, you probably […]
Soft Pull vs. Hard Pull: Understanding Credit Checks During the Loan Application Process
Navigating the loan application process can be complex, especially when it comes to understanding how credit checks work. At AZ Mortgage, we want to help demystify these terms so you can approach your mortgage application with confidence. Two key types of credit checks are “soft pulls” and “hard pulls.” Understanding the differences between them can […]
Questions to Ask When Refinancing Your Mortgage
Refinancing your mortgage can be a smart move for many homeowners, whether you’re looking to lower your monthly payments, shorten your loan term, or tap into your home’s equity. However, it’s crucial to understand the process and ask the right questions to ensure you’re making an informed decision. What is Refinancing and Why Should You […]
Strategies for Lowering Your Mortgage Rate on Investment Properties
When it comes to investment properties, every dollar counts. Lowering your mortgage rate can make a significant difference in your overall profitability, but achieving this isn’t always straightforward. In this blog post, we’ll explore effective strategies to help you secure the lowest possible mortgage rates for your investment properties. Whether you’re a homebuyer, real estate […]
Your First Mortgage Made Easy A Step-by-Step Guide for Homebuyers
The process of homebuying can feel overwhelming, especially when it comes to securing your first mortgage. This guide aims to simplify the process, making it accessible and manageable for homebuyers, real estate agents, home sellers, and real estate investors alike. By the end of this post, you’ll have a clear understanding of mortgages, how to […]
Navigating Homebuying Credit Score Essentials
Buying a home is one of the most significant investments you’ll make in your lifetime. Whether you’re a first-time homebuyer or a seasoned real estate investor, understanding the role of your credit score in securing a mortgage is crucial. Your credit score can significantly impact the loan amount, interest rate, and overall affordability of your […]
