At AZM Lending, we believe that homeownership should be accessible and sustainable for everyone. That’s why we are excited to offer the Hope 4 Homeownership (H4H) Program, a groundbreaking initiative that provides financial incentives, mentorship, and education to help aspiring homeowners achieve their dreams.
What is the Hope 4 Homeownership Program?
The H4H program is a research-driven initiative aimed at studying the positive impact of financial assistance, mentorship, and homeownership education on new buyers. By participating, homebuyers receive 3.5% of their home’s purchase price—up to $13,000—to help cover their down payment, closing costs, or other expenses associated with homeownership. This initiative, backed by Attainable Housing Advocates and sponsored by HOPER, is designed to make homeownership more affordable and accessible.
How Does the Program Work?
Participants start by completing a homebuyer education course, which takes about 6-8 hours and costs $149. This course is a key step in qualifying for the H4H program. After closing on a home, participants also complete a financial mentorship course ($99) and can opt to install a residential solar system, which helps reduce monthly utility costs and supports long-term savings.
Additional Financial Benefits
Beyond the $13,000 incentive, program participants can also benefit from:
- An average income tax credit of $12,000, further enhancing financial stability.
- Opportunities to reduce monthly expenses through energy-efficient solutions.
- Faster approval and access to multiple lending options with no income restrictions.
Why Choose the H4H Program?
Whether you are looking to buy your first home, build financial security, or reduce your monthly expenses, the Hope 4 Homeownership program provides the resources and guidance to make it happen. With no income restrictions and fast approvals, this program is perfect for those ready to take the next step toward homeownership.
At AZM Lending, we are committed to making homeownership both attainable and sustainable. Ready to learn more? Give us a call at 623.233.4335 about how you can benefit from the Hope 4 Homeownership program and take the first step toward owning your dream home!
